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Easy Cash
Easy Cash allows you to withdraw funds in excess of your account balance, providing the financial support you need for short-term requirements. With a renewable one-year term and negotiable interest rates, manage your finances effectively and conveniently.
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Benefits
With this personalised financing product from the National Bank of Bahrain, enjoy the convenience of its competitive benefits and much more.
Immediate Funds
Access urgent funds to meet short-term requirements based on your spending needs.
Renewable Facility
Receive this facility on a one-year, renewable basis unless you choose to cancel it.
Interest Payment
Pay the accrued interest at the end of each month.
Settlement
Fully settle the overdraft on the anniversary date of the facility.
Negotiable Rates
Bank prime rate applied, negotiable with your Relationship Manager.
Process
A seamless and easy process to get your financing and start enjoying your every day.
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Prepare Documents
Prepare the required documents for this type of financing after checking your eligibility.
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Visit Branch
Visit one of our many branches in Bahrain and get the assistance you need.
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Submit Application
Submit your application along with the required documents to the bank representative for processing.
Eligibility
The different eligibility criteria you need to meet to open this type of facility.
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Bahraini
Available to Bahraini citizens over the age of 21 and need to have a minimum monthly salary of BHD 500.
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Non-Bahraini Residents
Available to non-Bahraini residents over the age of 21 and need to have a minimum monthly salary of BHD 500.
Required Documents
The required documents for this type of facility.
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Bahraini
You will require a valid government-issued Identity Card (CPR) or 2 valid identification (ID) Documents. Submit your financial documents including the latest Salary Slip, Original Salary Certificate and a Bank Statements from the last 3 months.
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Non-Bahraini
You will require a valid government-issued passport, valid residency permit, and valid government-issued Identity Card (CPR). Submit your financial documents including the latest Salary Slip, Original Salary Certificate and a Bank Statements from the last 3 months.
Let us know, we’d be more than happy to help and support, reach out to us
Terms & ConditionsPersonal Financing
Whether you are planning to pursue higher education, renovate your home, or buy a luxurious car, our personal financing products can help you achieve your dreams with competitive interest rates and flexible repayment terms.
Personal Financing
A finance solution for every possibility, helping you achieve your dreams.
- Competitive Interest Rates: Enjoy attractive interest rates on your personal finance.
- High Financing Amount: Take a maximum finance of up to BHD 150,000.
- Flexible Repayment: Pay off your finance in equal monthly installments with a flexible repayment period of up to 84 months.
- Exclusive Deferrals: Benefit from the exclusive offering of deferring every Eid and Ramadan installments.
- Finance Protection Insurance: Secure your finance with comprehensive protection insurance.
- Efficient Processing: Experience improved finance processing with no delays or compromises.
- Promotions and Prizes: Enjoy year-round promotions and exciting prizes with your finance.
- Grace Period: Benefit from up to 3 months grace period before starting your repayments.
Easy Cash
Access urgent funds with ease using National Bank of Bahrain’s overdraft facility.
- Immediate Funds: Access urgent funds to meet short-term requirements based on your spending needs.
- Renewable Facility: Receive this facility on a one-year, renewable basis unless you choose to cancel it.
- Interest Payment: Pay the accrued interest at the end of each month.
- Settlement: Fully settle the overdraft on the anniversary date of the facility.
- Negotiable Rates: Bank prime rate applied, negotiable with your Relationship Manager.
- Facility Amount: You can get up to 90% of your Time Deposits pledge amount.
FlexiCredit
Access funds by having your salary transferred to your National Bank of Bahrain account.
- Automatic Renewal: Your limit is automatically renewed, ensuring continuous access to funds.
- Easy Access: Gain access to additional funds beyond your credit balance.
- Enhanced Account Management: Enjoy better management of your current account with the added flexibility.
- High Financing Amount: Access up to 10 times your monthly income or BHD 10,000, whichever is lower.
- Flexible Term: The term for the facility is one year, renewable thereafter.
- Interest Payment: Payment of the accrued interest is expected to be made at the end of each month.
- Full Settlement: Fully settle the overdraft on the anniversary date of the facility.
Let us know, we’d be more than happy to help and support, reach out to us.
Terms & Conditions
Need some help?
Have a question? Fill out this form to schedule a call and have someone reach out to you at your convenience from 9 AM to 4 PM, Monday to Friday.
